Hiring The Right Gutter Cleaner – Not for DIY!

Cleaning your gutters is a dangerous job and really should be done by professionals otherwise it could cost you, it is one of the few jobs around the house that we do not recommend for the novice DIY’er. Clogged gutters can lead to damage, both within the gutter system and in the structure of your home.

The problems lack of maintenance can cause highlights the need to ensure your gutters are clear of all debris, leaves, water, pine needles, etc. Since most people cannot see the debris that collects in their rainwater channels, it is easy to forget the need to clean regularly. Always remebber th outside of the gutters.

Before and after cleaning

Homeowners should not wait until they have water running over the edges before they get their gutters attended to as waiting that long can be too late, and the damage could already have been done creating all sorts of problems, including damage to the foundation and your home itself. It can also flood basements and landscaping and becomes a perfect habitat for all types of insects, including mosquitos. If you have left gutter cleaning this long, you are probably also going to need repair to the gutter system itself at this point it would be prudent to hire a professional to perform your gutter cleaning.


Cleaning your gutters at least twice a year is the only sure fire way to prevent problems. There are many gutter cleaning specialists, so it is a good idea to know what you are looking for when hiring a professional to clean your gutters. Here are five tips to help you choose the right company.

1. Look for a company that carries liability insurance. Ask the representative questions about how much insurance they carry and if all of their employees are covered.  Ask to see their certificate of insurance because a professional gutter cleaning company will always have adequate insurance to cover any potential situations.

2. Ask for references. Any company you consider should be able to provide customer testimonials and references about their work. Call them and ask how satisfied they were with the work done by the gutter cleaning company.

3. Go online and see if the company provides pricing on their website. Gutter cleaning companies typically base their prices on the square footage of the home. They may also factor the amount of debris removal required. Checking their website for online pricing will provide you an idea of how much gutter cleaning will call you.

4. Look for a specialist. Choose a company that specializes in gutter cleaning so you know they know what they are doing. Many companies provide a variety of services and offer gutter cleaning as an ancillary service. A company specializing in gutter cleaning will know the best way to do the job and provide employees who are trained to do the job correctly the first time.

5. Look for longevity. Choose a company that has been in business at least two years, this means they have experience and know what they are doing.

Following these tips will help you select the best gutter cleaning company you can, this will help ensure you get the most for your money and protect your home and valuables.


Self Build Mortgages – The DIY Choice

Home buyers who want to build a property for themselves or investment purposes can find it a challenge to compare loans that will offer them the best deal as there are many variables. Lending for building a home a ‘self-build mortgage,’ and there are several different types of self-build mortgages available in the marketplace.

Differences between a Self Build Mortgage and a Traditional Mortgage

When comparing loans for self-builders, the differences between a self-build mortgage and a traditional mortgage first need to be understood. The main difference is that self-build mortgage money is released in stages as the building progresses, rather than as a single amount. The success of the loan application is not entirely dependent on financial circumstances, as with a traditional mortgage, but also on the quality and credibility of the presentation. Mortgage lenders will want to ensure the project is properly planned and produced by suitably qualified professionals.  The broker will use the drawings to assess the value of your plot of land and the end-value of your self-build scheme. You will be required to provide a thorough cost analysis will be along with an itemized budget.

Important Factors to Consider When you Compare Flexible Loans

There isn’t an easy way to compare loans for a self-build mortgage because there are so many factors to consider, and what may be suitable for one home-builder may not be right for another. However, the important factors to consider when you compare mortgages for your build mortgage are:

What is the maximum loan-to-value (LTV) available?

Who will assess the valuation of the land and property? How much will it cost?

Are the staged payments made in advance or in arrears of each stage?

Will you need planning permission in a detailed or a summarized format as a condition of an advance loan?

Are there charges for multiple inspections and valuation surveys before funds are released?

Is the lender flexible if you have to alter the design of your self-build home?

Do you need a warranty or another type of structural insurance? Most lenders also require site insurance to protect against damage caused to the building during construction and theft of materials.

Are there any early termination/completion/redemption fees?

Can you manage you own construction or does the lender stipulate you must have an architect or a project manager for the build?


There are many variables with a self build mortgage and as there is no quick way to compare flexible loans for your needs, an independent mortgage broker can guide you to the right flexible loan for your needs.


Power Tools For The Ladies

Women Spring Into Home Improvement Projects

The warm-weather season is an ideal time to learn how to use power tools and start much-needed home improvement projects. It is becoming more common to hear that women are finishing DIY projects without calling a professional or waiting for their husbands.

While DIY projects are not new, the amount of time spent by women doing them is. With the onset of do-it-yourself television shows and magazines, more and more women feel confident in their abilities to handle home improvement projects themselves. In fact, many home improvement centers report a greater percentage of women purchasing power tools and supplies. And recent research that the two most popular power tool purchases by women are cordless drills and sanders.
diy jobs

Generally speaking, women enjoy taking on DIY projects to enhance their current surroundings or prepare it for new uses. User-friendly tools and supplies, as well as knowledgeable resources dedicated to home improvement projects, can easily be found today. As a result, women find they are willing to take on DIY projects themselves.

Not only are home improvement projects empowering, but often they are also necessary. As Heidi Baker and Eden Jarrin, the “Janes” of Be Jane, Inc., point out, they both took on projects in their homes because they did not have the money to hire someone to do it for them.

Increasingly, women are looking for more knowledge on power tools and DIY projects. For those who are not familiar with how power tools work, Skil Power Tools product manager Christelle Imhof suggests starting “with smaller, easier-to-handle tools and then work your way up. For instance, when looking for a cordless drill, start out with a 12V; once you’re used to it, graduate to a more powerful tool.”

Mother’s Day can be an ideal time to give a loved one a power tool that will not only increase her confidence but also help her build those backyard planters that has been on her shopping list for years. Plenty of Web sites provide step-by-step instructions to get started.

Allways use power tools safely – find out how here